THESE TERMS OF SERVICE CONTAIN BINDING PROVISIONS REGARDING DISPUTE RESOLUTION. PLEASE READ THE “DISPUTE RESOLUTION” SECTION 17 CAREFULLY, AS IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE OR PARTICIPATE IN A LAWSUIT IN COURT.
Last updated: December 15, 2025
Welcome to the websites, applications, and services provided by Wsider Media (“Wsider,” “we,” “us,” or “our”), including without limitation https://wsider.com/ (the “Sites”). These Terms of Service (“Terms”) govern your access to and use of the Sites.
You are invited to read our content, create a user account, subscribe to newsletters and RSS feeds, and participate in interactive features (including comments) in accordance with these Terms. These Terms, together with any documents expressly incorporated by reference, govern your access to and use of the Sites across all platforms, whether accessed via web browser, mobile device, non-browser application, email, or other delivery method, and to any paid subscription services we may offer (the “Services”).
“You” and “your” refer to you as the user of the Sites. “Wsider,” “we,” “us,” and “our” refer to Wsider and our successors, affiliates, subsidiaries, service providers, and assigns.
By using the Sites, you expressly accept and agree to be bound by these Terms and our Privacy Policy and (if applicable) Terms of Sale, each incorporated by reference. If you do not agree, you may not access or use the Sites.
1. CHANGES TO THE TERMS OF SERVICE
Wsider may modify these Terms at any time. We may, in our discretion, post notices of material updates. Changes are effective immediately when posted and apply to all access to and use of the Sites thereafter.
By continuing to use the Sites after changes are posted, you agree to the updated Terms. You are expected to check this page periodically.
2. ACCESSING THE SITES AND ACCOUNT SECURITY
We reserve the right to withdraw, modify, or discontinue the Sites, and any service or materials provided through the Sites, at any time in our sole discretion and without notice. We are not liable if all or any part of the Sites are unavailable at any time or for any period. We may restrict access to some parts of the Sites, or the entire Sites, to users.
You are responsible for arranging access to the Sites and ensuring that all persons who access the Sites through your connection comply with these Terms.
To access certain features, you may be asked to provide information to become a registered user (“Registered User”). It is a condition of your use that information you provide is accurate, current, and complete. All information you provide is governed by our Privacy Policy, and you consent to our actions consistent with that Privacy Policy.
If you choose (or are provided) a username, password, or other security credentials, you must treat them as confidential and not disclose them to others. You acknowledge your account is personal to you and agree not to provide others access using your credentials. You agree to notify us immediately of unauthorized access or use.
We may disable any username, password, or identifier at any time if we believe you have violated these Terms.
3. CHARGES FOR SERVICES
We may charge fees for access to portions of the Sites or the Sites as a whole, and we may change fees at any time. Some content, features, or services may be limited based on whether you have purchased a subscription. If we introduce paid access, we may provide notice and an opportunity to subscribe (or cancel). You are responsible for applicable taxes.
If you purchase subscriptions through the Sites, our Terms of Sale (if posted) govern those purchases and are incorporated by reference.
4. REPRINTS AND PERMISSIONS
If you wish to request permissions or reprints of Wsider copyrighted or trademarked content, please contact us at permissions@wsider.com.
5. INTELLECTUAL PROPERTY RIGHTS
The Sites and their contents, features, and functionality (including without limitation information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof) are owned by Wsider, its licensors, or other providers and are protected by U.S. and international intellectual property laws.
These Terms grant you a personal, non-exclusive, non-transferable, revocable license to access and use the Sites for your personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit material from the Sites except as incidental to normal browsing (e.g., temporary browser cache) and through Site features that explicitly enable sharing.
You must not:
- Modify copies of any materials from the Sites;
- Use images/video/audio/graphics separately from accompanying text where doing so infringes rights;
- Delete or alter copyright, trademark, or other proprietary notices;
- Reverse engineer, decompile, or attempt to extract source code from the Sites;
- Use the Sites in any manner not expressly permitted by these Terms.
Any unauthorized use may violate copyright, trademark, and other laws.
6. TRADEMARKS
WSIDER, WSIDER.COM, and related names, logos, product and service names, designs, and slogans are trademarks of Wsider or its licensors. You must not use such marks without prior written permission. All other names and marks are the property of their respective owners.
7. LINKING TO WEBSITE AND SOCIAL MEDIA FEATURES
You may link to our homepage or other pages provided you do so in a fair and legal way that does not harm our reputation and does not suggest association, approval, or endorsement by Wsider.
The Sites may provide social features that enable you to:
- Link to the Sites from your own or third-party websites;
- Share content by email or through social platforms;
- Display or cause portions of content to appear on your website where expressly enabled by our tools.
You may use these features only as provided by the Sites and in compliance with any additional terms posted.
8. PROHIBITED USES OF THE SITES
You may use the Sites only for lawful purposes and in accordance with these Terms. You agree not to use the Sites:
- In violation of any applicable law or regulation;
- To exploit, harm, or attempt to exploit or harm minors;
- To upload, download, transmit, or reuse material that violates these Terms or our Content Standards;
- To send unsolicited advertising or promotional material (spam, chain letters, etc.);
- To impersonate Wsider, Wsider personnel, another user, or any person/entity;
- To engage in conduct that restricts or inhibits others’ use, or that may harm Wsider or expose it to liability;
- To scrape, crawl, index, or copy material using robots/spiders/automated means, regardless of claimed “fair use,” except as expressly permitted in writing;
- To develop, train, fine-tune, benchmark, ground, or operate any software program, model, algorithm, or generative AI system using the Sites’ content, including for retrieval-augmented generation, dataset creation, or automated summarization at scale, unless Wsider has provided express written permission.
You also agree not to interfere with or attempt to interfere with the proper working of the Sites, including:
- Using the Sites in a way that overloads, damages, or impairs them;
- Introducing malicious code (viruses, worms, Trojan horses, etc.);
- Attempting unauthorized access to systems, servers, or databases;
- Attacking the Sites via denial-of-service or distributed denial-of-service.
Prohibited use may result in civil, criminal, and/or administrative penalties.
9. USER CONTRIBUTIONS
The Sites may include features that allow you to post, submit, publish, display, or transmit content (“User Contributions”), including comments.
All User Contributions must comply with the Content Standards in Section 11.
User Contributions are considered non-confidential and non-proprietary. By posting User Contributions, you grant Wsider and our affiliates, service providers, and licensees a perpetual, worldwide, royalty-free, irrevocable, sublicensable license to use, reproduce, modify, adapt, publish, translate, distribute, transmit, publicly display, publicly perform, sublicense, create derivative works from, transfer, and otherwise exploit such User Contributions in any media for business purposes related to the Service.
You represent and warrant that you own or control all rights in your User Contributions and have the right to grant the license above, and that your User Contributions comply with these Terms.
You are solely responsible for your User Contributions, including legality, reliability, accuracy, and appropriateness. Wsider is not responsible for the content or accuracy of User Contributions posted by you or others.
10. DISCLOSURE, MONITORING, AND ENFORCEMENT RELATED TO USER CONTRIBUTIONS
We have the right to:
- Remove or refuse to post User Contributions for any reason;
- Take any action we deem necessary regarding User Contributions, including if we believe they violate these Terms, infringe rights, threaten safety, or create liability;
- Disclose your identity or other information to third parties claiming that your content violates their rights;
- Refer matters to law enforcement for illegal or unauthorized use;
- Terminate or suspend access for any reason, including violations.
We may cooperate with law enforcement or court orders requesting information about users posting materials. YOU WAIVE AND HOLD HARMLESS WSIDER AND ITS AFFILIATES, LICENSEES, AND SERVICE PROVIDERS FROM CLAIMS ARISING FROM ACTIONS TAKEN DURING INVESTIGATIONS OR AS A RESULT OF LAW ENFORCEMENT REQUESTS.
We do not undertake to review all material before it is posted and cannot ensure prompt removal of objectionable material. We assume no liability for user-generated content.
11. CONTENT STANDARDS FOR USER CONTRIBUTIONS
These standards apply to all User Contributions. You agree your contributions will be truthful and accurate to the best of your knowledge and will not include:
- Offers to buy/sell securities or illegal financial solicitations;
- Harassment, defamation, threats, stalking, bullying, or violations of others’ rights;
- Illegal activity or instructions that facilitate wrongdoing;
- Impersonation or misrepresentation of affiliation;
- Infringement of intellectual property, privacy, or publicity rights;
- Obscene, vulgar, hateful, or discriminatory language/images;
- Commercial advertising or promotional content not authorized by Wsider;
- Gambling promotion, pyramid schemes, or chain letters;
- Content violating applicable local, state, national, or international law;
- Personal attacks on authors or users.
If a third party claims your User Contribution is unlawful, you bear the burden of showing compliance with applicable law.
12. HOW TO REPORT VIOLATIONS
If you believe content violates these Terms, report it by emailing termsofservice@wsider.com. We do not guarantee any particular action in response.
13. DO NOT RELY ON INFORMATION POSTED
The Sites’ content is provided for general information, discussion, and entertainment purposes only. Some content may be unmoderated or reflect opinions of third parties. You should evaluate information critically. Wsider does not guarantee the accuracy, completeness, or usefulness of information and disclaims liability for reliance on it.
The Sites may include content provided by third parties, including users and licensors. Statements and opinions expressed in third-party materials are those of the author and do not necessarily reflect Wsider’s views. We are not responsible for third-party content accuracy.
14. AGE AND USER CONTRIBUTION REMOVAL
The Sites are not intended for children under 13. If you are under 13, do not use the Sites or provide information. If you believe we collected information from a child under 13, contact privacy@wsider.com.
Wsider may allow minors under 18 to access the Sites. If you are a minor under 18 and a Registered User, you may request removal of your User Contributions by emailing feedback@wsider.com and providing: (a) the URL, (b) the date/time posted, and (c) the content. We may require verification of your Registered User status. Removal is at our discretion and may involve anonymization. Removal does not guarantee deletion from caches or third-party reposts.
15. COPYRIGHT POLICY (DMCA)
Pursuant to 17 U.S.C. § 512 (DMCA), Wsider maintains procedures to receive written notifications of claimed infringement and to process claims.
A DMCA notice must include substantially the following:
- Physical or electronic signature of the authorized person;
- Identification of the copyrighted work claimed to be infringed (or representative list);
- Identification of infringing material and location information sufficient to locate it;
- Contact information for the complaining party (address, phone, email);
- A statement of good faith belief the use is not authorized;
- A statement that information is accurate and, under penalty of perjury, you are authorized.
Send notices to our designated agent listed in the “Notice of Copyright Infringement Form” at the end of these Terms.
16. DISCLAIMER AND LIMITATION ON LIABILITY
The Sites and any information, products, or services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement.
Wsider does not warrant uninterrupted or error-free operation or that the Sites are free of harmful components. Your use is at your own risk.
To the maximum extent permitted by law, Wsider and its affiliates, licensors, service providers, employees, agents, officers, and directors will not be liable for any damages arising out of or related to your use or inability to use the Sites, including indirect, incidental, special, consequential, or punitive damages, including loss of revenue, profits, goodwill, or data, whether in tort, contract, or otherwise, even if foreseeable.
Wsider is not a broker-dealer, investment advisor, intermediary, or exchange, and does not provide such services.
Health, fitness, or nutrition content (if any) is informational only and not medical advice. Consult a qualified professional for personal medical guidance.
17. DISPUTE RESOLUTION
a. Informal Dispute Resolution
If a dispute arises between you and Wsider relating to your use of the Sites and/or Services (“Dispute”), both parties agree to first make a good-faith effort to resolve it informally for 60 days after the responding party receives a written notice from the claimant. The notice must be individualized and include your name, a description of the claim and basis, and the relief sought. Any relevant limitation periods are tolled during the 60 days. This applies to all users, including non-Registered Users.
Notices must be sent to: legal@wsider.com (or by mail to the address in Section 22).
b. Class-Action Waiver (If Arbitration Does Not Apply)
If your Dispute is not subject to the Arbitration Agreement in Section 17(c), and after completing informal resolution the Dispute is still unresolved, you agree to waive the right to bring or participate in a class action or representative proceeding.
c. Arbitration Agreement
(i) If you are a Registered User and the informal process does not resolve all claims and disputes arising out of or related to these Terms, including Section 17 (collectively, “Claims”), you and Wsider agree that Claims will be resolved exclusively through binding arbitration under this Section 17 (the “Arbitration Agreement”). This includes:
(A) claims arising before or after the Arbitration Agreement’s existence;
(B) disputes regarding interpretation, enforceability, formation, or arbitrability; and
(C) disputes relating to arbitration fees and administration.
This Arbitration Agreement is governed by the Federal Arbitration Act (FAA) and involves interstate commerce. Except as provided here, the arbitrator will decide all issues.
(ii) The arbitrator may award any relief available in court, subject to these Terms. Each party retains the right to:
(A) bring eligible claims in small claims court individually;
(B) seek protection of intellectual property rights in court (patents, copyrights, trademarks, trade secrets, and confidential/proprietary information, but not privacy/publicity rights); and
(C) seek declaratory or injunctive relief on whether Claims are time-barred or eligible for small claims.
(iii) You and Wsider consent to personal jurisdiction in New York, New York to compel arbitration, stay proceedings pending arbitration, or confirm/modify/vacate an award.
(iv) If any provision of the Arbitration Agreement is invalid, the remainder remains in effect.
(v) ARBITRATION MEANS AN ARBITRATOR, NOT A JUDGE OR JURY, WILL DECIDE CLAIMS. DISCOVERY AND APPEALS MAY BE LIMITED. YOU AND WSIDER WAIVE THE RIGHT TO A JURY TRIAL TO THE MAXIMUM EXTENT PERMITTED BY LAW.
d. Class Arbitration & Collective Relief Waiver
To the maximum extent permitted by law, arbitrations must be conducted on an individual basis only. The arbitrator may award relief only to the individual party seeking relief and only to the extent necessary to resolve that individual claim. Consolidated proceedings may occur only with Wsider’s written consent.
e. Arbitration Rules, Initiation, Location & Procedure
Unless otherwise required by law, arbitration will be administered by an arbitration provider selected by Wsider (and not the AAA), before a single arbitrator, under the provider’s rules as modified by this Section 17. The initiating party must send the demand to legal@wsider.com. Wsider will serve notices to the email associated with your account. Arbitration proceedings are confidential to the extent permitted by law.
f. Batch Arbitration (Mass Filings)
If 100 or more similar arbitration demands are submitted within a reasonably close time period by or with coordinated assistance of the same law firm or organization (“Mass Filing”), the parties agree to administer the demands in batches of 100, with one batch proceeding at a time, and fees due only when a demand is included in a properly designated batch. A procedural arbitrator may resolve disputes about batching. This does not authorize class arbitration.
g. Arbitrator’s Decision, Fees
The arbitrator may award individual monetary and non-monetary relief consistent with these Terms, including Section 16. Awards are not preclusive as to non-parties. Attorneys’ fees may be awarded only if authorized by applicable law. The arbitrator may impose sanctions for frivolous claims or failure to follow informal dispute procedures. Each party bears its own attorneys’ fees unless rules or law provide otherwise.
h. Right to Opt-Out of the Arbitration Agreement
If you do not wish to be bound by this Arbitration Agreement, you must notify Wsider within 30 days of first becoming subject to it by sending written notice by email to arb-opt-out@wsider.com or by mail to the address in Section 22. Your notice must include your name, address, the email associated with your account, and a clear statement that you opt out.
i. Changes
Wsider may update this Section 17 and will provide legally required notice. Material changes become effective 30 days after notice and apply to Claims not yet filed. Continued use after the effective date constitutes acceptance. If you disagree, you may opt out as described in Section 17(h).
18. CHOICE OF LAW AND FORUM
Except where the Arbitration Agreement applies, any dispute arising out of or relating to the Sites, these Terms, or content posted to the Sites will be governed by the laws of the State of New York, excluding conflict-of-law principles. You consent to personal jurisdiction and venue in New York County, New York for such disputes.
Where a dispute arises in a jurisdiction that requires a different location or law, we will comply as required.
19. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Wsider and its affiliates, licensors, service providers, officers, employees, and agents from claims, losses, liabilities, damages, and expenses (including reasonable attorneys’ fees) arising from your violation of these Terms, your use of the Sites, or your User Contributions, and to cooperate fully in defense of any claim.
20. WAIVER AND SEVERABILITY
No waiver by Wsider of any term will be deemed a continuing waiver or a waiver of any other term. If any provision is held invalid or unenforceable, it will be limited or removed to the minimum extent necessary, and the remaining provisions will remain in full force.
21. INTEGRATION
These Terms constitute the entire agreement between you and Wsider regarding the Sites and supersede all prior or contemporaneous agreements or understandings.
22. CONTACT US
For feedback, comments, or questions about these Terms or the Sites, contact:
Email: feedback@wsider.com
Legal: legal@wsider.com
Mail: Wsider Media, Attn: Legal Department,
NOTICE OF COPYRIGHT INFRINGEMENT FORM (DMCA)
Wsider Media, Attn: Copyright Infringement
[Insert Mailing Address]
copyrightinfringement@wsider.com
Date: ___________________
Dear Sir or Madam:
I, the undersigned, CERTIFY UNDER PENALTY OF PERJURY that the information in this Notice of Infringement is accurate, and that I am the owner, or an agent authorized to act on behalf of the owner, of certain intellectual property rights. The name of such owner is ______________________________ (the “Owner”).
I have a good-faith belief that the material identified below is not authorized by the Owner, its agent, or the law, and therefore infringes the Owner’s rights. Please act promptly to remove or disable access to the material claimed to be infringing.
- Work(s) infringed: ____________________________________________
- Location (URL) of infringing material: ___________________________
- Your name: _________________________________________________
- Your address: _______________________________________________
- Your telephone: _____________________________________________
- Your email: ________________________________________________
- Statement: I have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law.
- Statement: The information in this notice is accurate, and under penalty of perjury, I am authorized to act on behalf of the owner.
Signature: _______________________________
